IIBF-Caiib Rural Banking Questions and Answers

Hello Welcome in this article we have Provided IIBF-Caiib Rural Banking Questions and Answers 2022. If you are preparing for CAIIB Rural Banking Exam 2022, Then you have landed at the Right Place Mock testbook brings you the Caiib Rural Banking Mock Test.

Practice For Your Upcoming CAIIB 2022 Exams With caiib rural banking notes pdf and boost your confidence. Learn and practice with us at Mock Test Book and improve your score.

In the Below Given IIBF Rural Banking Notes We Have Selected 30 Important Questions from caiib rural banking previous question papers. By referring Below Given Rural Banking Caiib Mcq Aspiring CAIIB Students who are Preparing for IIBF 2022 Exams can Practice for their Upcoming Exams.

Bank Financial Management Mock Test

Caiib Retail Banking Questions and Answers


Caiib Central Banking Question Papers 


Caiib Information Technology Question papers with Answers


Caiib Rural Banking Questions and Answers

Risk Management Mock Test Online
Caiib Online Mock Test

IIBF-Caiib Rural Banking Questions and Answers

Click on the Start Button in order to Start Caiib Rural Banking Mock Test, Select the Correct Option according to You and Move to the Next Question. after Completing all the Questions Click on Submit to Preview the Results.

18
Created on By Mock TestBook

Rural Banking

1 / 30

1)  Bank loans to borrowers for purposes like solar based power generators, biomass based power generators, wind mills, micro-hydel plants and for non-conventional energy based public utilities viz. street lighting systems, and remote village electrification will be part of priority sector provided loan amount is up to ......

2 / 30

2)  Loans to distressed persons other than farmers to prepay their debt to non-institutional lenders will be treated as other priority sector provided loan per borrower is limited up to ......

3 / 30

3)  Bank loans to Medium service Enterprises will be part of the priority sector provided the loan is up to ......

4 / 30

4)  Overdrafts upto Rs 5,000/- under Pradhan Mantri JanDhanYojana (PMJDY) accounts will be classified as other priority sector provided the borrowers household annual income does not exceed ...... for rural areas and for non-rural areas

5 / 30

5)  Credit outstanding under General Credit Cards (including Artisan Credit Card, Laghu Udyami Card, Swarojgar Credit Card, and Weaver’s Card etc. catering to the non-farm entrepreneurial credit needs of individuals) will be part of advance to Micro and Small enterprises provided the loan is up to ......

6 / 30

6)  Bank loans to Micro and Small Enterprises (MSE) engaged in providing or rendering of services will be eligible for classification as direct finance to MSE Sector under priority sector up to an aggregate loan limit of Rs. ...... cr per borrower / unit provided they satisfy the investment criteria for equipment as defined underMSMED Act, 2006

7 / 30

7)  Bank loans to any Governmental agency for construction of dwelling units or for slum clearance and rehabilitation of slum dwellers will be treated as priority sector provided the amount of loan does not exceed ...... per dwelling unit

8 / 30

8)  As per the revised guidelines, bank loans up to a limit of Rs. ...... cr per borrower for building social infrastructure for activities namely schools, health care facilities, drinking water and sanitation facilities in Tier II to Tier VI centres

9 / 30

9)  Bank loans up to a limit of Rs. ...... crore to borrowers for purposes like solar based power generators, biomass based power generators, wind mills, micro-hydel plants and for non-conventional energy based public utilities viz. street lighting systems, and remote village electrification. For individual households, the loan limit will be Rs. ...... lakh per borrower

10 / 30

10)  As per the revised guidelines, loans to Corporate farmers, farmers' producer organizations / companies of individual farmers, partnership firms and co-operatives of farmers directly engaged in Agriculture and Allied Activities, viz., dairy, fishery, animal husbandry, poultry, bee-keeping, sericulture upto an aggregate limit of Rs. ...... cr per borrower

11 / 30

11)  The Reserve Bank has revised Priority Sector lending guidelines w.e.f. 23-4-2015, on the basis of the Internal Working Group headed by ......

12 / 30

12)  As per the revised guidelines, the distinction between direct and indirect agriculture has been dispensed with. Instead, the lending to agriculture sector has been redefined to include three categories. Which of the following is not part of the categories?

13 / 30

13)  As per the revised guidelines, the Export target for foreign banks with 20 branches and above, would be classified as priority sector to the extent of incremental export credit over corresponding date of the preceding year, up to ...... percent of ANBC or CEOBE, whichever is higher, effective from April 1, ......;

14 / 30

14)  To be eligible for loan under PMEGP, minimum qualification required is class pass in case project cost is above Rs 10 lakh in the manufacturing sector and above Rs. 5 lakh in the business or service sector ......

15 / 30

15)  Village Industry under PMEGP, means a unit located in the rural area which produces any goods or renders any service with or without the use of power and in which the fixed capital investment per head of a full time artisan or worker does not exceed ...... (i) Rs. 1 lakh in plain areas, (ii) Rs.1.50 lakh in hilly

areas, (iii) Rs 2 lac in North East

16 / 30

16)  As per the revised guidelines, the Export target for foreign banks with less than 20 branches will be allowed up to ...... % of ANBC or CEOBE whichever is higher

17 / 30

17)  As per the revised guidelines, loans to individuals for educational purposes including vocational courses upto Rs. ...... lakh irrespective of the sanctioned amount will be considered as eligible for priority sector

18 / 30

18)  Artisans, village and cottage industries are classified as weaker sections provided individual credit limits do not exceed ......

19 / 30

19)  Bank loan to Micro, Small and Medium manufacturing Enterprises will be part of priority sector provided the loan is up to ......

20 / 30

20)  Bank loan to Micro and Small service Enterprises will be part of priority sector provided the loan is up to ......

21 / 30

21)  As per the revised guidelines issued by RBI which are operational w.e.f April 23, 2015, there are 8 categories under Priority Sector. Which of the following pair is not part of the category?

22 / 30

22)  As housing loans which are backed by long term bonds are exempted from ANBC, banks should either include such housing loans to individuals up to Rs. ...... lakh in metropolitan centres and Rs. ...... lakh in other centres under priority sector or take benefit of exemption from ANBC, but not both

23 / 30

23)  PMEGP is applicable in which of the following areas?

24 / 30

24)  Bank credit to MFIs extended for on-lending to individuals and also to members of SHGs / JLGs will be eligible for categorisation as priority sector advance under respective categories viz., Agriculture, Micro, Small and Medium Enterprises, and 'Others', as indirect finance, provided not less than ...... percent of total assets of MFI (other than cash, balances with banks and financial institutions, government securities and money market instruments) are in the nature of “qualifying assets”. In addition, aggregate amount of loan, extended for income generating activity, should be not less than ...... percent of the total loans given by MFIs

25 / 30

25)  As per the revised guidelines, under Agriculture Infrastructure, loans for construction of storage facilities

(warehouses, market yards, godowns and silos) including cold storage units / cold storage chains designed to store agriculture produce / products, irrespective of their location, Soil conservation and watershed development; Plant tissue culture and agri-biotechnology, seed production, production of

biopesticides, bio-fertilizer, and vermicomposting - an aggregate sanctioned limit of Rs. ...... crore per borrowers from the banking system will apply.

26 / 30

26) Under PMEGP, the borrower is required to contribute ...... % of project cost as margin money

27 / 30

27) Loans for repairs to damaged dwelling units of families up to Rs. ...... lakh in metropolitan centres and up to Rs. ...... lakh in other centres are eligible to be covered under priority sector

28 / 30

28)  All loans to units in the Khadi and Village Industries Sector (KVI) will be eligible for classification under the sub-target of ...... percent / ...... percent prescribed for Micro Enterprises under priority sector

29 / 30

29) As per the revised guidelines, the Export target for domestic banks, would be classified as priority sector to the extent of incremental export credit over corresponding date of the preceding year, up to ...... % of ANBC or CEOBE, whichever is higher, effective from April 1, 2015 subject to a sanctioned limit of Rs. ...... crore per borrower to units having turnover of up to Rs. ...... crore

30 / 30

30) A “qualifying asset” shall mean a loan disbursed by MFI, which satisfies the stipulated criteria. Which of the following is/are part of the criteria? (i) The loan is to be extended to a borrower whose household annual income in rural areas does not exceed Rs.1,00,000/ while for nonrural areas it should not exceed Rs.1,60,000/-, (ii) Loan does not exceed Rs.60,000/- in the first cycle and Rs. 100,000/- in the subsequent

cycles, (iii) Total indebtedness of the borrower does not exceed Rs. 1,00,000/-

Your score is

The average score is 42%

0%

Rural Banking Caiib Mcq Pdf (Download)

Caiib Rural Banking Mock Test

Candidates should have completed JAIIB before appearing for IIBF CAIIB Exam.

CAIIB Exams Consists of 2 compulsory papers and One Elective paper :

Compulsory Papers

1. Advanced Bank Management
2. Bank Financial Management

Elective Papers

1. Rural Banking
2. Retail Banking
3. Human Resources Management
4. Information Technology
5. Risk Management
6. Central Banking

CAIIB Exam Fees 2022

First attempt fee – 3,000*
Second attempt fee – 1,300*
Third attempt fee – 1,300*
Fourth attempt fee – 1,300*

Rural Banking Caiib Mcq Questions

1. What is Minimum marks for passing JAIIB, CAIIB and Diploma in Banking & Finance Exam?

Minimum passing marks for JAIIB, CAIIB and Diploma in Banking & Finance Exams is 50 out of 100 marks in each subject or at least 45 marks in each subject with a total of 150 marks in all subjects put together in any single attempt.

2. Is there any Negative Marketing in IIBF Exams?

There are no negative marks for wrong answers.

3. Who Can Give JAIIB / CAIIB Exams?

JAIIB and CAIIB exams are not mandatory certifications. But they are useful to Bank employees in Career Growth, Promotion and Salary Increment.

4. Total Number of Questions asked in CAIIB Exams?

Total No of Questions – 100 MCQs including 40 case studies (Approx). and Exam Duration will be 2 Hours.

Mock TestBook Social accounts

We provide regular updates about IIBF Exams on our social accounts For latest IIBF Mock Test you can follow our page on Instagram @Mocktestbook and Facebook @Mocktestbooks we solve your queries by message on our social accounts so do follow our social accounts if you have any queries related to Banking as Well as Other Competitive Exams.

Thankyou for Visiting Mock TestBook.

Mock TestBook is created to help Students who are preparing for Competitive Exams. In this article we have provided CAIIB Bank Financial Management Online Mock Test 2022 for Banking Students, Who are Preparing for IIBF CAIIB Examination.

Leave a Comment

Your email address will not be published.